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CHAPTER 1:The Meaning of EU Competition Law @ Page 3 - 11 CHAPTER 2: The Application of EU Competition Law to the Financial Services Sector: General Issues @ Page 15 - 19 CHAPTER 3: Setting the Scene: The Application of Article 101 to the Insurance Sector: The Early Stages and the First Block Exemption Regulation @ Page 23 - 34 CHAPTER 4: The Recent Past Scenario: Regulation 358/2003 @ Page 37 - 41 CHAPTER 5: Regulation 267/2010: The Current Regulatory Framework for Horizontal Agreements in the Insurance Sector @ Page 43 - 51 CHAPTER 6: The way Foward: A future without the EU Insurance Block Exemption? @ Page 58 - 81 CHAPTER 7: Article 102 TFEU and Mergers and Acquisitions in the Insurance Sector @ Page 83 - 111 CHAPTER 8: State AID and the Insurance Sector @ Page 113 - 126 CHAPTER 9: The Application of EU Competition Rules to the Banking Industry: General Issues @ Page 129 - 132 CHAPTER 10: Article 101 TFEU and Price Competition Issues in the Banking Sector @ Page 137 - 144 CHAPTER 11: Payment card systems and Competition Concerns: Multlateral Interchange Fees and No-Discrimination Rules @ Page 145 - 187 CHAPTER 12: Article 101 and Non-Price Competition Issues in the Banking Sector @ Page 189 - 200 CHAPTER 13: Article 102 and Mergers and Acquisitions in the Bank Sector @ Page 203 - 218 CHAPTER 14: Article 102 and Clearing and Settlement Services in the Banking Sector @ Page 221 - 232 CHAPTER 15: State AID in the Banking Sector @ Page 235 - 259